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Instarem

Instarem is a digital international payments company with office in Singapore, Australia, Malaysia, Hong Kong, India, USA, Canada, and EU. This service allows customers to send money to countries in Asia such as Bangladesh, China, Hong Kong, Indonesia, India, South Korea, Sri Lanka, Malaysia, Nepal, Philippines, Singapore, Thailand, and Vietnam.

Send with Instarem

Key Facts and Figures

  • 5+ million users
  • 60+ countries supported
  • 30+ currencies
Mission Statement

Mission Statement

Instarem is on a mission to make money simple for everyone. Instarem offer a smarter, faster, and more affordable way to move money across borders. [...]
  • Instarem is on a mission to make money simple for everyone.
  • Instarem offer a smarter, faster, and more affordable way to move money across borders. A way without unfair exchange rates, hidden fees, or other complexities.
  • With Instarem, you get peace of mind knowing your money is moving quickly and safely.
Core Services

Core Services

International Money Transfers
  • International Money Transfers
Countries Covered

Countries Covered

Coverage in 60+ countries with 30+ currencies!!

Coverage in 60+ countries with 30+ currencies!!

Fees and FX Rates

Fees and FX Rates

Instarem believe in transparency. All fees and exchange rates are displayed upfront before any transaction.

Instarem believe in transparency. All fees and exchange rates are displayed upfront before any transaction.

Q and A Selection

Q and A Selection

Q: “Can I lock in an exchange rate with Instarem?” A: Typically, the exchange rate is locked in for a specific amount of time once [...]

Q: “Can I lock in an exchange rate with Instarem?”
A: Typically, the exchange rate is locked in for a specific amount of time once you submit your transaction on Instarem portal. However, if the funds are not provided within the specified time, the transaction gets auto-cancelled.

Q: “How much does it cost to send money with Instarem?”
A: When setting up a transaction with Instarem, all fees applicable to you and as charged by Instarem are presented to you upfront. You get full transparency of the amount you will be paying and the amount your recipient will be receiving.

Our transaction fees vary depending on:

the country you’re sending from
the country you’re sending to
the amount you’re sending
the payment method
When using a credit card to pay for Instarem’s service, your card provider may also charge a cash advance fee in addition to Instarem’s  transaction fee.

In certain countries, our exchange rates may include a currency conversion margin. Exchange rates are subject to change. To view the current exchange rates and fees, go to the homepage calculator, select the country you’d like to send money to and select the payment method.

Long FAQ Section: https://www.instarem.com/help-personal/faq/

Compliance and Legal Info

Compliance and Legal Info

Instarem is a brand operated by Nium Pte. Ltd. and its subsidiaries globally. In Australia, Nium Pty Limited holds an Australian Financial Services License (License [...]
  • Instarem is a brand operated by Nium Pte. Ltd. and its subsidiaries globally.
  • In Australia, Nium Pty Limited holds an Australian Financial Services License (License No. 464627) issued by the Australian Securities and Investment Commission, and is registered with the Australian Transaction Reports and Analysis Centre (AUSTRAC) as an independent remittance dealer (Registration No. IND100432795-001). This does not constitute or form part of an offer, solicitation, or advertisement of the Instarem services to any person outside Australia.
  • Instarem Is part of Nium Pte. Ltd which is regulated in 11 jurisdictions, including Singapore, Australia, Hong Kong, Malaysia, Europe, the United Kingdom, the United States of America, Japan and Indonesia.
AUD